Bonitas medical aid plans – South Africa is home to a number of service providers providing health and medical products and services. This list has continued to grow because of the country’s big gap in the quality of services provided by public and private health institutions. Private institutions have proven to be better service providers, of course there is also a cost variation because while many public health institution are funded by government tax and therefore most services are offered for free, private health institutions charge higher fees. This state of affairs puts the subject of affordability at the heart of the matter. With many citizens living on very stretched budgets and limited disposable incomes to instantly afford private healthcare when need arises, a medical fund plan is the right thing to do.
The trusted house in South Africa when it comes to medical fund plans is Bonitas. With a record 30 years experience in the industry and providing services to approximately 650 000 people, Bonitas has become the largest alternative open plan medical scheme in the country. Bonitas provides the traditional medical plans, new generation plans and other hospital plans.
The traditional plans are divided into two which is the standard and the primary. The standard plan caters for 42 chronic conditions, basic dentistry and hospitalisation is mostly unlimited. The primary one has an overall annual limit of R1 million and covers 26 chronic conditions, basic dentistry and hospitalisation is subject to overall annual limit.
New generation plans are divided into bonsave and bonclassic. The bonsave offers major medical benefits which are paid at 150% of the Bonitas rate, 26 chronic conditions with basic dentistry are covered, it also covers hospitalisation benefits with some limits. Bonclassic has major medical benefits paid at 100% of the Bonitas rate, 37 chronic conditions are covered up to R8200, basic dentistry and hospitalisation benefits which are often payable from overall annual limit.
The hospital plans are exclusively meant for clients hospital care and major medical benefits are paid at 100% of the Bonitas rate. The hospital plans are divided into two which is the boncap and the bonessential. The boncap has an overall annual limit of R600000, it covers 26 chronic conditions, basic dentistry and limited supplementary benefits. Bonessential has unlimited overall annual limit, it also covers 26 chronic conditions, no dentistry is covered and it has limited supplementary benefits.
With Bonitas, medical fund plans will never get any better than this. Bonitas can be contacted on 0860 002 108.