Capitec Loans

Get a loan or apply for car finance

Capitec Loans: Capitec is an established bank in South Africa that has gradually carved its name in the industry. It is an exemplary financial institution that offers a complete range of services, including short and long term credit, money management, deposit facilities and products for businesses.

Capitec personal loans
One of the most oft-requested products at this bank is credit financing. Credit is available to its clients in easy steps. For example, potential customers simply have to apply for a loan at one of Capitec’s branches during normal office hours during the weekdays. Weekends are half days, and some branches are even open on Sundays to facilitate Capitec’s customers.

There are two main credit plans offered by the bank, fixed and flexible. The fixed plan offers credit up to R150,000 payable over 5 years. The flexible Multi loan is more of a short term credit plan which helps customers meet their monthly bills. The funds for this loan can be accessed through ATMs as well.

capitec loans

Capitec loans

Capitec has since updated its credit conditions to reflect the growing needs of its clientele. Loans are offered up to R230,000 as opposed to R150,000 and are provided for purposes such as mortgage or home loans, car financing, education or loans to pay off medical bills. The applicable credit period also ranges between 1-84 months.
Like other credible bank, credit history of each client will be examined by Capitec, so that the bank is able to advise the debtor of the most suitable credit solutions. For example, if a person with many defaults in search of a mortgage loan would be advised to opt for debt consolidation so that he is able to prioritize his financial stability first.


capitec bank personal loans

To apply for loans from Capitec, you will need to have your original and copies of official identification documents, proof of permanent address, the most current salary receipt along with 3 months of bank statements. This way, Capitec will have all the information they need to process your loan at lightning fast speed. Most customers are informed of their status within minutes and if successful, cash is available instantly for their use.

Contact capitec
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Get a loan or apply for car finance

9 Comments on "Capitec Loans"

  1. can you offer a home loan

  2. Hi Leon. yes Capitec bank can offer you a home loan. please call client services on 0860102043

  3. Can i apply for a capitec loan online

  4. notify my on the personal load rates

  5. patience ngixi | August 2, 2012 at 10:59 am | Reply

    can capitec offer me a loan to buy a car even i am blacklisted?

  6. Gheghoana Macdonald Smile | August 8, 2013 at 12:14 pm | Reply

    I want a Personal Loan from Capitec Bank and I am black listed and I am a Capitec Client, my salary is payable every month into my account at your institution. Tell me if it’s possible

  7. Magdeline motsi | August 21, 2013 at 1:49 pm | Reply

    i have already loan there,but i want to know can i made loan again from u guys

  8. keitumtse montwedi | September 17, 2013 at 7:12 pm | Reply

    hi there is it possible for to get a loan of R50.000 then from it minus the amount that i owe and get the rest remaining?? thank u

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