Get a loan or apply for car finance

Toyota financial services – It is not just a business but an economic institution built on a strong foundation. Within a five kilometers radius on land under the earth, one is bound  to come across a Toyota motor vehicle. With such rich credentials of  being voted the largest automobile in 2012 and reaching a milestone of producing its 200 millionth vehicle within the same year, Toyota service excellence and product innovation credentials have never been questionable.

With ever changing economic dynamics and financial challenges faced by many people with regards to car purchasing. Toyota introduced the Installment finance plan as a mitigating measure for prospective clients who are financially challenged. This financing plan is suitable for individuals in formal employment, self employed or even as a business owner. The installment sale agreements are offered between 6 and 60 months. Installment payments can be structured equally over the entire agreement period so that there is no balloon payment at the end or a balloon payment can be arranged. There is also no minimum deposit payable unless there is a change to the current legislation or to the client’s credit profile. The benefit of a final balloon payment is that its larger than normal final payment resulting in a lower monthly repayment. This financing plan stipulates that ownership of the vehicle is taken up at the end of the agreement as long as a client has paid all due amounts under the agreement. If due amounts are all paid, a client can contact Toyota financial services for change of title holder and re-register the vehicle in clients name.

The installment finance plan comes with great benefits such as if the vehicle is an asset used for business, you can claim depreciation as well as yearly interest paid against tax, clients enjoy the benefit of the resale value and clients own the motor vehicle when they have paid the full amount. This plan also offers clients take a break option as an added benefit.

Toyota is indeed going out of its way to empower many people. Toyota financial services can be contacted on 0118099111 and trained consultants will be on hand to assist.

Finance calculator

Get a loan or apply for car finance